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Nationwide Pet Insurance Company Review

Looking for the best pet insurance company for your furry friend?

Investing in a good pet health insurance policy is an excellent choice you can make as it can save you thousands of dollars on emergency pet care, treatments, and medicine. There are a lot of companies available to choose from, but not all of them are the best.

It takes a lot of research to determine which pet food company is the best choice for you.

In this blog post, we will review Nationwide Pet Insurance Company and help you determine whether or not it is the right choice for you and your furry friend.

Let’s get started, shall we?

A Little About Nationwide Pet Insurance

Nationwide company has been around since 1925 and is one of the largest insurance and financial service companies in the world. The company insures over 600,000 cats, dogs, birds, and exotic pets for medical conditions related to injuries, illnesses, accidents as well as wellness care.

This insurance company was previously known as VPI and the name changed to match the insurance parent company’s name—Nationwide.

Most people think that the company was bought out which isn’t actually the case.

Nationwide provides cover for birds as well as exotic pets and has a 24-hour vet helpline for all your questions and needs.

Offer Wellness Plan Add-On

Like most top pet insurance companies, Nationwide offers add-on routine care plans which are:

  • Wellness Basic Plan
  • Wellness Plus Plan

Both the plans offer money towards preventative services, routine services, which also includes vaccinations, physical exams, deworming, heartworm tests, and more. The amount that you receive depends directly on the level you’re paying for.

Both the levels include the same services.

Covers Various Conditions

One of the best things about Nationwide pet insurance is that it covers a lot of conditions and illnesses which includes hereditary and congenital conditions, cancer, behavioral treatments, and dental diseases among various other conditions.

In fact, some conditions that Nationwide pet insurance covers are excluded by other major pet insurers are also covered. So, no matter what illness your furry friend contracts, Nationwide is a reliable partner in helping you and your furry friend through it all.

Well-Known Name

Nationwide is a well-known insurer and people prefer the company simply because they have other types of insurances through the company. So, for some people, it is convenient to have all of the insurances through nationwide.

Nationwide Pet Insurance Plans

Nationwide has various plans that meet your pet’s needs. Let’s take a look at each of them to help you determine which is the best for your furry friend.

Major Medical Plan

The major medical plan is similar to standard pet insurance which covers basic wellness checks, tests, and parasite/flea control as well as microchip implantation. This can be used as a standalone or added to plans.

Everything offered in this plan is also included in Whole Pet With Wellness plan.

Whole Pet With Wellness Plan

The Whole Pet with Wellness plan is the most comprehensive coverage plan offered by Nationwide and the plan combines routine care as you get with typical pet insurance to ensure that you get the best possible coverage.

The plan covers every major illness and diseases, your vet bills, vaccines, and more. While this is the most expensive plan offered by Nationwide, it is also the most popular as it covers almost everything.

Pet Wellness Plan

The Pet Wellness Plan offered by Nationwide is a standalone lan which offers basic wellness checkups, tests, and also parasite/flea control and microchip implantation. You can add this to your plans and also use it as a standalone.

Everything that’s offered in this plan also comes with the Whole Pet With Wellness plan.

Nationwide Pet Insurance Company: Availability, Enrollment, Waiting Periods, and More

In this section of the blog post, we will go through some of things you need to consider to determine whether or not Nationwide is the best pet insurance company for your needs.

Let’s begin.

Enrollment and Waiting Periods

Nationwide has a standard 14-day waiting period after enrollment before coverage starts for accidents as well as illness. The company also had a one-year waiting period for hereditary and congenital conditions.

A 14-day waiting period is a bit long for accidental coverage as most other companies offer a waiting period of one to three days for the same.


When your pet is covered with Nationwide Pet insurance, you can go to any licensed veterinarian in the world for treatment.


The exclusions depend on the plan that you select and differ greatly across the various plans offered by the company. However, the Whole Pet plan offers  few exclusions which includes elective procedure, pre-existing conditions, boarding, grooming, investigativer ot experimental procedures, etc.

The company covers hereditary conditions with the Whole Pet plan.


The deductible is the amount that you are required to pay out of your pocket before your coverage begins and Nationwide Pet insurance offers a single annual deductible amount of $250.

For the submission of a claim, you have to fill out a short form and fax, mail, or e-mail Nationwide. You have to pay your pets medical bills first, and then you will be directly reimbursed following a successful application.

It takes about 30 days from receiving all of the necessary information to process your claim.

Summing Up: Nationwide Pet Insurance Company Review

Nationwide is a household name and is one of the best pet insurance companies to choose from.

The company covers various conditions and provides your pet with nose-to-tail insurance. They also cover birds and exotic pets and have a 30-day process of reimbursement after the successful completion of the claim form.

That said however…

Important to understand that while Nationwide Pet Insurance is a great pet insurance company, they are jsut one of several that you will want to consider.  For more information on who we feel currently offers the “best” pet insurance policies out there, we would encourage you to check out our Best Pet Insurance Policies article.

Do you have questions? If so, leave them in the comments, and we will get right back to you as soon as possible.

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